Loans & Credit
APRA’s New Lending Changes: What Australians Need to Know (Starting 1 February 2026)
APRA has confirmed that new rules on high debt-to-income (DTI) home loans will start on 1 February 2026.
These rules
Loans & Credit
Information on home loans, refinancing, borrowing power, credit cards and managing debt. This category aims to simplify how lending works and offers scenarios that help explain key concepts.