Every Wealth Story has a Path. Learn to Navigate Yours.

Learn about money management, property investing, tax planning, loans, superannuation, and insurance - helping Australians build financial knowledge for better decisions.

Comparison chart showing Tesla electric car salary sacrifice costs versus superannuation investment returns over 5 years for Australian high-income earners

Tax

Salary Sacrifice Car: Is a Tesla "Almost Free"? (The Math Your Friends Aren't Showing You)

Tesla "almost free" via salary sacrifice? Real math shows $64k cost vs $100k in super. Compare novated lease EV vs wealth-building alternative.

30 Jan

Insurance

Private Health Insurance vs Medicare Levy Surcharge: Which Costs Less?

High-income earner? Compare the extra tax vs hospital cover premium. Simple framework to decide if private health insurance saves you money.

23 Jan

Super and SMSF

How to Use Carry-Forward Super Contributions to Catch Up and Save $20,000+ in Tax

High earners can use unused super caps from prior years to catch up on retirement savings. Learn the $500k balance test, Division 293 impact, and strategy.

16 Jan

Property

How Naming Your Trust Wrong Can Cost You Thousands in NSW Stamp Duty

What you name your NSW investment property trust can trigger double stamp duty. Learn how to avoid this costly mistake with proper trust documentation.

10 Jan

Property

What Is a Trust (Really)? A Complete Guide for Property Investors in Australia

If you have ever been told "buy the next investment property in a trust", you are not alone.

07 Jan

Property

First Home Super Saver Scheme (FHSS): How to Use Super to Save $50,000 for Your First Home in Australia

Buying your first home in Australia feels increasingly out of reach for many Australians, particularly younger professionals just starting their

30 Dec

Super and SMSF

Buying Property in an SMSF in Australia: A Practical Guide for High-Income Professionals

Over the weekend, I caught up with a friend who is a mortgage broker. He specialises in SMSF lending, which

23 Dec