Investing

An introduction to how investing works and the principles that shape long-term outcomes. This category explores shares, ETFs, bonds and other assets, with explanations and examples that make the concepts easier to understand.

Super and SMSF

Why I Contribute to My Wife's Super (And Why You Might Want To As Well)

I contribute $3k/year to my wife's super. Get $540 tax offset plus $112k more wealth over 20 years vs offset account. How spouse super works.

13 Feb

Investing

Asset Allocation for Beginners in Australia: A Simple Guide to Building Long-Term Wealth

Simple asset allocation guide for beginners in Australia. Learn how shares, ETFs, and super can help you build long-term wealth.

06 Feb

Loans & Credit

APRA’s New Lending Changes: What Australians Need to Know (Starting 1 February 2026)

APRA has confirmed that new rules on high debt-to-income (DTI) home loans will start on 1 February 2026. These rules

05 Dec

Investing

Why We Cannot Afford Not to Invest

For most of my career, I believed I understood investing better than the average person. I am an accountant, after

05 Dec